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Renovate, rehab and resell your property
Finance new construction of investment property
Start or expand your rental investment portfolio
Short term refinance with optional cash out
Our hard money loans are a convenient alternative to conventional lending. With fast access to capital, quick approvals, competitive rates, and exceptional customer service, Heartland Equity Funding is the company to call when you're ready to purchase and repair an investment property.
Hard money loans (also known as bridge loans, flip loans, or rehab loans) are a type of financing available for real estate investors that need funding to buy and repair investment properties which will then be sold or rented.
Hard money loans don't need to conform to the usual underwriting requirements. This means that real estate investors can use them to purchase distressed properties, as well as repair them, something that many traditional lenders don't fund.
Because there are no rigid underwriting requirements, hard money loans usually close much more quickly than other types of loans, which is vital when you need to work fast to secure a competitive deal.
Unlike conventional loans, which focus on on the investor's credit-worthiness as well as the property's current "as is" value, hard money loans are based on a property's future value, after the repairs are completed. This means that an investor can utilize hard money to finance a property as if they were paying cash.
For all these reasons and more, hard money loans are the preferred method of funding for savvy New Jersey real estate investors. And Heartland Equity Funding is the hard money lender that can make it happen. Whether you need a loan for House Flipping, New Construction, Rental Property Renovations, or Refinancing, Heartland has you covered!
Time is everything when it comes to real estate. Waiting around for funding could be the difference in whether or not you acquire a prime piece of property.
If you've grown tired of waiting weeks for a bank to approve your loan, or you simply want more flexibility with your lending options, a hard money loan is the perfect solution for your investment opportunity.
This is how it all works to your advantage.
When using a hard money lender, you are working directly with your money lender. At Heartland Equity, we are on speed dial whenever you need us. Having that kind of access to your lender is typically unheard of in the banking industry. Asset-based lending can help you secure the property of your dreams in record time thanks to our incredibly fast response time.
Another big bonus of working with a hard money lender is the speed of the transaction. Because you are working directly with a private lender, our approval and loan processing are both incredibly quick. You can close on a deal within days, or even hours if the situation is right! Our focus is getting you the deal so you can move onto the next big project.
Time is money in the real estate world; especially when it comes to commercial investment properties. Don't wait around for banks. Those down times may end up causing you to lose the deal! With less red tape and paperwork, a hard money loan process is much less stressful for everyone involved in the transaction. Working with collateral gives us more flexibility, which gives you more opportunities for investments.
If you're still unsure of the benefits of hard money loans, let's talk!
The world of real estate investing is changing. Traditional bank loans are no longer the only option you have when it comes to financing your next project. Call today and connect with Vince directly to find out what options are available, at 1-800-733-0323.
Learn More about Heartland Equity Funding, Inc., and why we are the hard money lender to call for your New Jersey real estate investment loan needs.